FEMA flood maps are changing and homeowner insurance rates will be affected
FEMA is redefining flood map areas throughout South Florida, which will affect homeowner insurance rates and will force some Village property owners to purchase flood insurance.
Public Information Sessions
FEMA will hold public information open house sessions on February 4-5 to help residents determine how the changes may affect them. The open house sessions will be at the Mary V. McDonald-Wilson Center, 1505 N. Australian Avenue, West Palm Beach.
Tuesday, February 4 4-7 p.m.
Wednesday, February 5 9 a.m. to 12 p.m.
Stop by any time during those hours to speak with a FEMA representative. No appointment necessary.
Who is Affected?
About 1,400 Village properties are proposed to be moved from lower risk flood zones to a high risk “Special Flood Hazard Area.” This is called an "AE Flood Zone."
Property owners with mortgages for buildings that will be in an AE Zone will be required by their lender to purchase flood insurance, even on pre-existing mortgages.
The flood insurance rates in AE Zones are higher than the lower risk zones, and owners of buildings that are proposed to be added to the AE Zone should expect to see flood insurance rate increases.
Click the map below to determine if your property will be added to the AE Zone. Areas marked in pink are the properties that will be added to the AE Zone.
Click this map to see new areas that FEMA will define as flood zones. Gray is previous flood area, pink will be the new properties considered at greater risk of flooding.
The FEMA map below shows most of Northern Palm Beach County. On the right, five highlighted squares are numbered and are the parts of the map that fall within the Village municipal limits. Each square is shown in greater detail as a separate panel in the links below the map.